Is Your Home Protected? How to Ensure Your Roof Damage Is Covered by Homeowners Insurance
Imagine this: a ferocious storm barrels through your neighborhood, and the next thing you know, your roof's in tatters. It’s a homeowner’s worst nightmare. But here’s a stat that might shock you—70% of homeowners overpay for their home insurance, and many don’t even know what’s covered. Let’s break it down and see how your home insurance quote can actually save the day.
How to Prepare for a Tornado
How to Prepare for a Tornado
According to the Insurance Information Institute (III), 2023 saw 1,423 tornadoes in the U.S., with 83 fatalities. There are several steps to prepare for a Tornado, but the most important step is to know that you are homeowners insurance has the protection you need. Check your Homeowners Insurance: ask your agent about wind damage, hail damage, deductibles.
Trim Trees and Shrubs: Broken tree limbs can break windows or fall through your roof.
Know How to Turn Off Utilities: This can help avoid gas and water leaks during a storm.
Avoid Creating Flying Objects: Avoid using rocks or gravel in landscaping.
Strengthen Weak Spots: Focus on areas such as garage doors and AC units.
Check Gutters and Downspouts: Ensure they're secure.
Maintain Your Roof: Check the health of your shingles annually.